0% Finance Now Available

close-brothers-retail-finance-logo

 

 

 

We are delighted to announce our partnership with Close Brothers Retail Finance, giving you the opportunity to buy furniture at 0% Interest with convenient and great value payment plan options.

Here at Tidal’s Store we understand that buying new furniture for your home can be a costly experience. That’s why we’ve put together a range of special finance deals that provide customers who prefer not to pay by credit or debit card at the time of order, with an easy and attractive alternative. Using one of our finance options is the convenient way to get your hands on the furniture you want TODAY without breaking the bank! In short, our finance options give you the ability to spread the cost of the products you want NOW, over a time frame that suits you.

 

The application process is simple and only takes minutes to complete. Spread the cost of your purchase over a time to suit you, whether it’s 6, 9 or 12 months.

REPRESENTATIVE EXAMPLE – £500.00 Double Bed

Purchase Price            £500.00

Deposit                         £100.00

Amount of Credit        £400.00

6 Monthly Payments  £66.66

Total Repayable          £400.00

APR                               0%

 

REPRESENTATIVE EXAMPLE – £780.00 2 Seater Sofa

Purchase Price            £780.00

Deposit                         £156.00

Amount of Credit        £624.00

9 Monthly Payments  £69.33

Total Repayable          £624.00

APR                               0%

REPRESENTATIVE EXAMPLE – £1200.00 Bedroom Group

Purchase Price            £1500.00

Deposit                         £300.00

Amount of Credit        £1200.00

12 Monthly Payments  £100.00

Total Repayable          £1200.00

APR                               0%

How to Apply

Online (this website) – Please select Finance as your preferred payment method in your shopping basket at check out and you will then be redirected to the Close Brothers Retail website to complete your finance application.

Close Brothers will conduct the necessary credit checks and references in order to confirm your eligibility for the credit application.

How Much Can I Borrow?
The minimum lending amount is  £500 the maximum loan amount is £15,000.

Is A Deposit Required?
Yes. If your credit application is accepted, you will be required to pay a minimumum of 20% deposit, using a credit or debit card. The amount of the deposit is displayed in the credit summary throughout the credit application and on the credit agreement itself.

How Are My Monthly Payments Made?
Monthly repayments will be taken via direct debit from your bank account. Close Brothers Retail Finance will inform you of the date that your repayments will commence. The first payment is typically due 30 days following the date of delivery of your order.

Which Products Can I Buy On Finance?
Any products listed on this website with a “Finance” payment option are eligible for finance.

What Is The Repayment Schedule?
You can arrange finance for 12 months only.

How Long Before I Have To Start Repayments?
Close Brothers Retail Finance will write to you to confirm the date that your repayments will commence. The first payment is typically due 30 days following the date of delivery of your order.

Can I Pay Off The Loan Early?
Yes, you have the right to repay all or part of the credit early at any time – you should contact Close Brothers Retail Finance for details by phone (0844 880 6542)

Are you Eligible?

  • You must be aged between 18 and 75 years at the point of application
  • Be able to pay your deposit by debit or credit card online
  • Be in permanent full-time employment (over 16 hours per week), in permanent part time employment (under 16 hours a week), retired, in receipt of Disability Allowance or self employed
  • Have Bank or Building Society current account details available to be able to complete the direct debit instruction
  • The furniture ordered must be delivered to your current home address

Applications can not be accepted if you are a student, or if you are unemployed.

Tidal’s Store Limited acts as a credit intermediary and only offers credit products from Close Brothers Retail Finance, a trading style of Close Brothers Limited, authorised and regulated by the Financial Conduct Authority. Credit provided subject to age and status.